Property Evaluator — The DiGonzini Group

Property Information

Property Address

MLS Number

Property Type / Notes

Purchase & Financing

Purchase Price

1st Mortgage Amount ($)

Rehab / Renovation Costs ($)

Property Tax Rate (%)

Holding Period (Pre-Rent / Rehab)

Holding Period (Months)

1st Mortgage (Cost of Leverage)

Loan Type

Interest Rate (%)

Term (Years)

2nd Mortgage (Optional)

2nd Mortgage Amount ($)

Loan Type

Interest Rate (%)

Term (Years)

Projection Assumptions

Est. Value After Rehab (ARV)

Appreciation Rate (%/yr)

Rent Growth Rate (%/yr)

Expense Growth Rate (%/yr)

Cash-Out Refi LTV (%)

Selling Costs (%)

Current Rents (As-Listed)

Unit 1 — Current Rent

Unit 2 — Current Rent

Unit 3 — Current Rent

Unit 4 — Current Rent

Unit 5 — Current Rent

Unit 6 — Current Rent

Unit 7 — Current Rent

Unit 8 — Current Rent

Unit 9 — Current Rent

Unit 10 — Current Rent

Vacancy Rate (%)

Pro-Forma Rents (Market)

Unit 1 — Pro-Forma Rent

Unit 2 — Pro-Forma Rent

Unit 3 — Pro-Forma Rent

Unit 4 — Pro-Forma Rent

Unit 5 — Pro-Forma Rent

Unit 6 — Pro-Forma Rent

Unit 7 — Pro-Forma Rent

Unit 8 — Pro-Forma Rent

Unit 9 — Pro-Forma Rent

Unit 10 — Pro-Forma Rent

Annual Operating Expenses

Insurance (Annual)

Trash (Annual)

Gardener (Annual)

Water / Sewer (Annual)

Other Expenses (Annual)

⚠ Rent Control: Orange, CA — AB 1482 applies. Renewing tenants capped at 5%+CPI. Vacant units can be reset to market. All leases expire Aug 2026.

Purchase & Financing Summary

Holding Period Cost (Pre-Rent / Rehab)

Cost of Leverage — 1st Mortgage

Cost of 2nd Mortgage

Income — Current vs. Pro-Forma

Line Item

Current

Pro-Forma

Net Operating Income

Line Item

Current

Pro-Forma

Cash Flow After Debt Service

Line Item

Current / Monthly

Pro-Forma / Monthly

🔨 Estimated Flip Gross Profit (FGP) — If Sold After Rehab

⚠ Missing Expenses: Analysis above excludes property management (~8–10% of gross), maintenance/CapEx reserve. Add these for conservative underwriting.

Assumptions

1 · 3 · 5 · 10 · 20 Year Hold Projection (Pro-Forma Rents)

Note: IRR calculated on pro-forma cash flow with sale proceeds at exit year. Cash-out refi based on adjustable LTV vs remaining loan balance. All projections are estimates — actual results will vary based on market conditions, rent growth, and expenses.

Big Ideas, Real Impact. We can help.

🏠 Property Evaluator

Big Ideas, Real Impact. We can help.

Big Ideas, Real Impact. We can help. Big Ideas, Real Impact. We can help.

Big Ideas, Real Impact. We can help.